Credit & Debt Management

Effectively managing the use of credit cards, personal lines-of-credit, loans on property, guarantees of business debts etc. are essential for financial success.

Mortgages (primary, secondary, and consolidation loans) on personal residences and rental properties are prudent for most individuals. The decisions as to how much to borrow, the type of loan chosen and the term of the loan are complex and require balancing conflicting objectives. We help clients with this process and have the long established contacts with reputable loan brokers that can help them implement these decisions.

 

 

 

 

Securities offered through Centaurus Financial, Inc., a Registered Broker/Dealer, Member FINRA/SIPC
James O. Davis, Registered Representative [California Insurance License #0712211]